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CAMS · Question #638

Which action by a prospective customer during the account opening process requires further investigation?

The correct answer is B. Questioning reporting requirements. When a prospective customer questions reporting requirements during the account opening process, it may raise concerns about their intentions or understanding of anti-money laundering (AML) regulations. Financial institutions should investigate further to ensure compliance and…

AML/CFT Compliance Programs

Question

Which action by a prospective customer during the account opening process requires further investigation?

Options

  • AProviding a driver's license
  • BQuestioning reporting requirements
  • CListing a long-distance phone number
  • DExpressing knowledge of the financial industry

How the community answered

(47 responses)
  • A
    4% (2)
  • B
    70% (33)
  • C
    17% (8)
  • D
    9% (4)

Explanation

When a prospective customer questions reporting requirements during the account opening process, it may raise concerns about their intentions or understanding of anti-money laundering (AML) regulations. Financial institutions should investigate further to ensure compliance and assess any potential risks associated with the customer's behavior.

Topics

#account opening red flags#structuring indicators#customer due diligence#reporting requirements

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