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CAMS · Question #586

CAMS Question #586: Real Exam Question with Answer & Explanation

The correct answer is B. Freeze the assets of the customer and report to OFAC.. The Belgian bank should freeze the assets of the customer and report to OFAC, as this is the required action for any US person or entity, or any person or entity within the US, that holds or controls property or interests in property of a person or entity on the OFAC Specially De

Question

A UK national has accounts with a bank in Belgium, who maintains a branch in New York. The UK national has been recently added and screened against the Office of Foreign Assets Control (OFAC) Specially Designated Nationals and Blocked Persons List. Which action should the Belgian bank take?

Options

  • AAllow all transactions up to the limit imposed by OFAC and report the transactions to the local
  • BFreeze the assets of the customer and report to OFAC.
  • CClose the account and ask the customer to send the funds to a bank account in the US.
  • DContinue performing transactions as the bank's headquarters is in Belgium.

Explanation

The Belgian bank should freeze the assets of the customer and report to OFAC, as this is the required action for any US person or entity, or any person or entity within the US, that holds or controls property or interests in property of a person or entity on the OFAC Specially Designated Nationals and Blocked Persons List (SDN List). The SDN List is a list of individuals and entities that are subject to US sanctions and whose assets are blocked by OFAC. The Belgian bank, by maintaining a branch in New York, is subject to the jurisdiction and authority of OFAC, and must comply with its regulations and directives. Allowing transactions, closing the account, or continuing business as usual would violate the sanctions and expose the bank to civil and criminal penalties.

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A UK national has accounts with a bank in Belgium, who maintains a... | CAMS Q#586 Answer | NerdExam