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CAMS · Question #222

CAMS Question #222: Real Exam Question with Answer & Explanation

The correct answer is D. Internet search showing how such business are typically operated. The bank's internal investigation is aimed at understanding the activities and legitimacy of the client who wants to open multiple accounts for their swimming pool company, with each account assigned to a debit card for the company's technicians. The purpose of these accounts, as

Question

A client who owns a swimming pool company requests to open 19 accounts at a bank, each with a debit card for its swimming pool technicians. When asked about the purpose of each account, the client explains that each technician needs a separate checking account to purchase pool chemicals. Which available source could be used in the bank's internal investigation on this client's activities?

Options

  • AClient's credit bureau report
  • BLocal law enforcement investigation report
  • CInterview swimming pool technicians and chemical suppliers
  • DInternet search showing how such business are typically operated

Explanation

The bank's internal investigation is aimed at understanding the activities and legitimacy of the client who wants to open multiple accounts for their swimming pool company, with each account assigned to a debit card for the company's technicians. The purpose of these accounts, as stated by the client, is to facilitate the purchase of pool chemicals. To conduct a thorough investigation, the bank can consider several available sources of information.

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