nerdexam
Microsoft

AI-900 · Question #213

You have an AI-based loan approval system. During testing, you discover that the system has a gender bias. Which responsible Al principle does this violate?

The correct answer is D. fairness. A gender bias in an AI-based loan approval system directly violates the responsible AI principle of fairness.

Submitted by femi9· Mar 30, 2026Describe responsible AI principles

Question

You have an AI-based loan approval system. During testing, you discover that the system has a gender bias. Which responsible Al principle does this violate?

Options

  • Aaccountability
  • Breliability and safety
  • Ctransparency
  • Dfairness

How the community answered

(37 responses)
  • A
    3% (1)
  • B
    8% (3)
  • C
    5% (2)
  • D
    84% (31)

Why each option

A gender bias in an AI-based loan approval system directly violates the responsible AI principle of fairness.

Aaccountability

Accountability refers to ensuring that humans are responsible for the AI system's actions and impact, which is a broader principle than just bias.

Breliability and safety

Reliability and safety ensure that AI systems perform as intended, are available, and do not cause harm, but it doesn't specifically address discriminatory outcomes.

Ctransparency

Transparency involves understanding how an AI system makes decisions, which is related to explainability, but gender bias is a specific outcome issue, not just a lack of understanding.

DfairnessCorrect

Fairness in responsible AI means that AI systems should treat all people equitably and not discriminate against groups or individuals based on sensitive attributes like gender, race, or ethnicity. A gender bias in a loan approval system is a direct violation of this principle.

Concept tested: Responsible AI - Fairness

Source: https://learn.microsoft.com/en-us/legal/cognitive-services/transparency-note/principles

Topics

#Responsible AI#AI fairness#Bias in AI systems

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