You have an application that uses a view to access data from multiple tables. You need to ensure that you can insert rows into the underlying tables by using the view. What should you do?

SCHEMABINDING binds the view to its underlying objects to prevent schema changes but does not enable INSERT operations through a multi-table view.

WITH CHECK OPTION ensures rows inserted or updated through the view still satisfy the view's WHERE predicate, but it does not resolve the restriction that prevents inserts on views joining multiple tables.

An INSTEAD OF trigger fires in place of the actual DML statement on the view, letting you write custom logic to decompose a single INSERT into separate inserts against each underlying base table. This is the standard SQL Server mechanism for enabling DML through views that would otherwise be non-updatable due to joining multiple tables. Without it, any direct INSERT through a multi-table view would raise an error.

Materializing a view via an index improves read query performance but does not enable inserts through a view that spans multiple base tables.