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3I0-013 · Question #56

A month ago, a customer placed NZD 100,000.00 at 2.00% on a time deposit for 90 days. Today, 30 days later, he requests an anticipated close of his deposit. 2 and 3 month interbank rates are 2.10%…

The correct answer is D. You agree and pay back to the customer the capital plus 2.00% interest on 90 days minus. See the full explanation below for the reasoning.

Question

A month ago, a customer placed NZD 100,000.00 at 2.00% on a time deposit for 90 days. Today, 30 days later, he requests an anticipated close of his deposit. 2 and 3 month interbank rates are 2.10% bid and 2.20% offered. What do you do?

Options

  • AYou agree and pay back to the customer the capital plus 2.00% interest calculated on 30 days
  • BYou agree and pay back to the customer the capital plus 2.00% interest on 30 days you're your
  • CYou agree and pay back to the customer the capital plus 2.00% interest on 30 days you're your
  • DYou agree and pay back to the customer the capital plus 2.00% interest on 90 days minus

How the community answered

(53 responses)
  • A
    2% (1)
  • B
    6% (3)
  • C
    9% (5)
  • D
    83% (44)

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