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3I0-012 · Question #482

3I0-012 Question #482: Real Exam Question with Answer & Explanation

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Question

Which of the following statements does not explain why banks accept some amount of interest rate risk?

Options

  • AIn their function as intermediaries, banks must necessarily accept some degree of interest rate risk.
  • BBanks incur interest rate risk to increase income
  • CBanks prefer c red it risk to market risk.
  • DIf banks failed to take on interest rate risk they would not be able to meet the needs of their deposit

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