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ACI

3I0-012 · Question #190

Using reprising gap analysis, a bank's balance sheet is considered liability-sensitive to market interest rate changes, if:

The correct answer is A. more liabilities than assets will be reprised in the near term. See the full explanation below for the reasoning.

Question

Using reprising gap analysis, a bank's balance sheet is considered liability-sensitive to market interest rate changes, if:

Options

  • Amore liabilities than assets will be reprised in the near term
  • Bmore assets than liabilities will be reprised in the near term
  • Cmore assets than liabilities have variable rates or short residual maturities
  • Dnon-interest bearing liabilities are greater than non-interest bearing assets

How the community answered

(45 responses)
  • A
    82% (37)
  • B
    11% (5)
  • C
    4% (2)
  • D
    2% (1)

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