350-201 · Question #32
Refer to the exhibit. Which asset has the highest risk value?
The correct answer is C. payment process. Risk value is calculated from asset value, threat likelihood, and potential impact. Payment processing carries the highest risk because its compromise directly causes financial loss and regulatory consequences.
Question
Refer to the exhibit. Which asset has the highest risk value?
Exhibit
Options
- Aservers
- Bwebsite
- Cpayment process
- Dsecretary workstation
How the community answered
(24 responses)- A8% (2)
- B4% (1)
- C71% (17)
- D17% (4)
Why each option
Risk value is calculated from asset value, threat likelihood, and potential impact. Payment processing carries the highest risk because its compromise directly causes financial loss and regulatory consequences.
Servers host critical services but represent a more generic asset class whose risk value is lower than a system with direct financial transaction exposure.
A website faces threats such as defacement or availability disruption, but the business impact of those events is generally less severe than the financial and compliance fallout from a payment process compromise.
Payment process systems handle sensitive cardholder and financial transaction data, making them subject to PCI DSS requirements and severe breach consequences including direct financial loss, regulatory fines, and reputational damage. When asset value and impact severity are combined in a risk calculation, payment processing consistently scores higher than general infrastructure or user endpoints.
A secretary workstation has lower asset value and lower potential impact compared to financial transaction systems, resulting in a lower overall risk score on any standard risk matrix.
Concept tested: Asset risk value assessment and risk scoring
Source: https://csrc.nist.gov/publications/detail/sp/800-30/rev-1/final
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