Bob received this text message on his mobile phone: "Hello, this is Scott Smelby from the Yahoo Bank. Kindly contact me for a vital transaction on: [email protected]". Which statement below is tru

Official banking institutions, like 'Yahoo Bank' (which doesn't exist, a red flag itself), would never use a generic public email address like `@yahoo.com` for vital transactions, instead using an email address with their corporate domain. This is a classic indicator of a phishing or scam attempt.

While not knowing the sender is a red flag, the primary and more definitive indicator of a scam in this context is the illegitimate email address domain for a purported bank official.

Responding to a suspicious email or contacting the sender directly is dangerous, as it confirms your email is active and could lead to further scam attempts or information harvesting.

This is definitively not a legitimate message due to the fake bank name and the generic email address.